Side-by-side · Q2 2026 data
BankPlus vs Bank of Wiggins
Metric by metric
| Measure | BankPlus | Bank of Wiggins |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 58 | 79 (stronger) |
| Loan quality | 79 (stronger) | 42 |
| Earnings | 71 (stronger) | 42 |
| Funding & liquidity | 70 | 91 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 63rd | 29th |
| Total assets | $8.4B | $228.1M |
| Deposits / shares | $7.3B | $204.5M |
| Capital ratio | 10.84% | 12.93% (stronger) |
| Problem loans | 0.64% (stronger) | 1.75% |
| Net charge-offs | 0.05% | -0.05% (stronger) |
| Return on assets | 1.27% (stronger) | 0.56% |
| Loans ÷ deposits | 86.3% | 44.7% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 23.3% |
| Offices | 73 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
BankPlus has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 4 and Bank of Wiggins on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.