Side-by-side · Q2 2026 data
BankPlus vs Bank of Winona
Metric by metric
| Measure | BankPlus | Bank of Winona |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 58 | 81 (stronger) |
| Loan quality | 79 (stronger) | 57 |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 70 | 93 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 63rd | 61st |
| Total assets | $8.4B | $142.7M |
| Deposits / shares | $7.3B | $119.6M |
| Capital ratio | 10.84% | 13.12% (stronger) |
| Problem loans | 0.64% (stronger) | 1.30% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.27% (stronger) | 1.19% |
| Loans ÷ deposits | 86.3% | 38.9% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 21.3% |
| Offices | 73 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Bank of Winona has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 3 and Bank of Winona on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.