Side-by-side · Q2 2026 data
BankPlus vs Guaranty Bank and Trust Company
Metric by metric
| Measure | BankPlus | Guaranty Bank and Trust Company |
|---|---|---|
| TellerScore | 71 (stronger) | 55 |
| Capital cushion | 58 (stronger) | 54 |
| Loan quality | 79 (stronger) | 33 |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 91 (stronger) | 73 |
| Peer percentile | 63rd | 13th |
| Total assets | $8.4B | $3.1B |
| Deposits / shares | $7.3B | $2.6B |
| Capital ratio | 10.84% (stronger) | 10.42% |
| Problem loans | 0.64% (stronger) | 2.01% |
| Net charge-offs | 0.05% (stronger) | 0.11% |
| Return on assets | 1.27% (stronger) | 1.11% |
| Loans ÷ deposits | 86.3% | 82.1% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 24.5% |
| Offices | 73 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 18.4% |
BankPlus has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 6 and Guaranty Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.