Side-by-side · Q2 2026 data
BankPlus vs S H P E Federal Credit Union
Metric by metric
| Measure | BankPlus | S H P E Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 33 |
| Capital cushion | 58 (stronger) | 25 |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 71 (stronger) | 58 |
| Funding & liquidity | 70 | 92 (stronger) |
| Problem-loan coverage | 91 (stronger) | 0 |
| Peer percentile | 63rd | 2nd |
| Total assets | $8.4B | $4.1M |
| Deposits / shares | $7.3B | $3.8M |
| Capital ratio | 10.84% (stronger) | 7.49% |
| Problem loans | 0.64% (stronger) | 11.30% |
| Net charge-offs | 0.05% (stronger) | 1.68% |
| Return on assets | 1.27% (stronger) | 0.96% |
| Loans ÷ deposits | 86.3% | 68.0% (stronger) |
| Uninsured deposits | 18.5% | 0.0% (stronger) |
| Offices | 73 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
BankPlus has the higher TellerScore (71 vs 33). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 5 and S H P E Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.