Side-by-side · Q2 2026 data
BankPlus vs The Citizens Bank
Metric by metric
| Measure | BankPlus | The Citizens Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 58 (stronger) | 56 |
| Loan quality | 79 | 86 (stronger) |
| Earnings | 71 (stronger) | 65 |
| Funding & liquidity | 70 (stronger) | 64 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 63rd | 43rd |
| Total assets | $8.4B | $233.3M |
| Deposits / shares | $7.3B | $209.8M |
| Capital ratio | 10.84% (stronger) | 10.56% |
| Problem loans | 0.64% | 0.42% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.27% (stronger) | 1.12% |
| Loans ÷ deposits | 86.3% | 77.4% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 31.5% |
| Offices | 73 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 0.0% |
BankPlus has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 4 and The Citizens Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.