Side-by-side · Q2 2026 data
BankStar Financial vs First Fidelity Bank
Metric by metric
| Measure | BankStar Financial | First Fidelity Bank |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 44 | 44 |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 81 | 88 (stronger) |
| Funding & liquidity | 54 | 89 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 47th | 61st |
| Total assets | $363.5M | $717.0M |
| Deposits / shares | $302.1M | $648.7M |
| Capital ratio | 9.42% (stronger) | 9.41% |
| Problem loans | 0.14% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.53% | 1.71% (stronger) |
| Loans ÷ deposits | 93.2% | 67.1% (stronger) |
| Uninsured deposits | 27.3% | 18.5% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Fidelity Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BankStar Financial leads on 3 and First Fidelity Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.