First Fidelity Bank (FDIC certificate #1122) is based in Burke, South Dakota. Its Q2 2026 call report shows $717.0M in total assets and $648.7M in deposits and 11 offices.
Based on its Q2 2026 filing, First Fidelity Bank scores 75/100, which we describe as strong. That is higher than 61% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in South Dakota, it ranks 27th. Its strongest component is problem-loan coverage (95/100; 2.7%), and its lowest is capital cushion (44/100; 9.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 75).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 69 |
| Q4 2024 | 73 |
| Q1 2025 | 77 |
| Q2 2025 | 76 |
| Q3 2025 | 76 |
| Q4 2025 | 76 |
| Q1 2026 | 76 |
| Q2 2026 | 75 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.15% |
| Q3 2024 | 9.16% |
| Q4 2024 | 9.14% |
| Q1 2025 | 8.93% |
| Q2 2025 | 9.03% |
| Q3 2025 | 9.39% |
| Q4 2025 | 9.29% |
| Q1 2026 | 9.28% |
| Q2 2026 | 9.41% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.71% |
| Q4 2024 | 0.14% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.22% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.34% |
| Q1 2025 | 1.49% |
| Q2 2025 | 1.56% |
| Q3 2025 | 1.62% |
| Q4 2025 | 1.64% |
| Q1 2026 | 1.62% |
| Q2 2026 | 1.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $717.0M | 9.41% | 0.39% | 1.71% | 67.1% |
| Q1 2026 | 76 | $702.2M | 9.28% | 0.15% | 1.62% | 64.2% |
| Q4 2025 | 76 | $704.1M | 9.29% | 0.05% | 1.64% | 65.3% |
| Q3 2025 | 76 | $661.8M | 9.39% | 0.34% | 1.62% | 62.1% |
| Q2 2025 | 76 | $661.3M | 9.03% | 0.20% | 1.56% | 61.5% |
| Q1 2025 | 77 | $664.6M | 8.93% | 0.06% | 1.49% | 58.2% |
| Q4 2024 | 73 | $650.6M | 9.14% | 0.14% | 1.34% | 63.2% |
| Q3 2024 | 69 | $642.4M | 9.16% | 0.71% | 1.27% | 63.1% |
| Q2 2024 | 71 | $624.5M | 9.15% | 0.52% | 1.22% | 63.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Reliabank DakotaBank Estelline, SD | 71 out of 100, Strong | $788.4M | 10.5% | 0.26% | vs |
| Security Savings BankBank Canton, SD | 69 out of 100, Moderate | $557.4M | 9.4% | 0.09% | vs |
| Black Hills Community Bank, N.A.Bank Rapid City, SD | 81 out of 100, Strong | $489.7M | 12.4% | 0.00% | vs |
| First National BankBank Oldham, SD | 77 out of 100, Strong | $477.8M | 18.4% | 2.01% | vs |
| First National Bank in PhilipBank Philip, SD | 87 out of 100, Very strong | $458.4M | 12.1% | 0.00% | vs |
| BankStar FinancialBank Elkton, SD | 71 out of 100, Strong | $363.5M | 9.4% | 0.14% | vs |
Deposit insurance
Is my money safe at First Fidelity Bank?
Yes. First Fidelity Bank is an FDIC-insured institution (FDIC certificate #1122). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.5% of deposits ($120.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.41%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.32% (benchmark: 10%).
11 locations
Branches
First Fidelity Bank lists 11 offices in 11 cities. Most locations:
- Bonesteel, SD (1)
- Burke, SD (1)
- Colome, SD (1)
- Draper, SD (1)
- Fort Pierre, SD (1)
- Gregory, SD (1)
- Murdo, SD (1)
- Platte, SD (1)
- Presho, SD (1)
- White River, SD (1)
- Winner, SD (1)
Identity & history
Profile
- Legal name
- First Fidelity Bank
- Former names
- Burke State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 1122
- RSSD ID
- 80150
- Primary regulator
- FDIC
- Holding company
- Fidelity Corp
- Established
- January 1, 1905
- Headquarters
- 745 Main St, Burke, SD 57523
- Website
- www.ffb-sd.com
- Employees
- 109
Quick answers
First Fidelity Bank: common questions
Is First Fidelity Bank FDIC insured?
Yes. First Fidelity Bank is an FDIC-insured institution (FDIC certificate #1122). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Fidelity Bank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Fidelity Bank ever failed?
There is no failure record for FDIC certificate #1122 in the FDIC failed bank list.
How many branches does First Fidelity Bank have?
11 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Burke
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ft Randall Federal Credit UnionCredit union Wagner, SD | 81 out of 100, Strong | $44.2M | 17.5% | 1.12% | vs |
| Consumer'S Federal Credit UnionCredit union Gregory, SD | 74 out of 100, Strong | $21.4M | 9.7% | 0.14% | vs |
| BankWest, Inc.Bank Pierre, SD | 38 out of 100, Low | $1.9B | 9.2% | 2.76% | vs |