Side-by-side · Q2 2026 data
BankWest, Inc. vs Black Hills Federal Credit Union
Credit union
Black Hills Federal Credit Union
Rapid City, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | BankWest, Inc. | Black Hills Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 63 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 8 | 68 (stronger) |
| Earnings | 48 (stronger) | 39 |
| Funding & liquidity | 57 | 83 (stronger) |
| Problem-loan coverage | 52 | 87 (stronger) |
| Peer percentile | 1st | 33rd |
| Total assets | $1.9B | $2.4B |
| Deposits / shares | $1.6B | $2.1B |
| Capital ratio | 9.21% | 10.56% (stronger) |
| Problem loans | 2.76% | 0.95% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.50% |
| Return on assets | 0.69% (stronger) | 0.47% |
| Loans ÷ deposits | 84.7% | 77.7% (stronger) |
| Uninsured deposits | 31.7% | 14.3% (stronger) |
| Offices | 20 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.6% | 27.1% |
Black Hills Federal Credit Union has the higher TellerScore (63 vs 38). On the 7 directional measures above (where higher or lower is clearly better), BankWest, Inc. leads on 2 and Black Hills Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.