Side-by-side · Q2 2026 data
Banner Bank vs Golden Valley Bank
Metric by metric
| Measure | Banner Bank | Golden Valley Bank |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 62 (stronger) | 43 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 72 (stronger) | 58 |
| Funding & liquidity | 55 | 80 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 79th | 50th |
| Total assets | $16.6B | $604.7M |
| Deposits / shares | $13.9B | $553.2M |
| Capital ratio | 11.15% (stronger) | 9.32% |
| Problem loans | 0.46% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.31% (stronger) | 0.96% |
| Loans ÷ deposits | 85.4% | 52.6% (stronger) |
| Uninsured deposits | 32.5% (stronger) | 32.9% |
| Offices | 154 | 3 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Banner Bank leads on 4 and Golden Valley Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.