Side-by-side · Q2 2026 data
Banner Bank vs Latah Credit Union
Metric by metric
| Measure | Banner Bank | Latah Credit Union |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 62 | 67 (stronger) |
| Loan quality | 85 (stronger) | 82 |
| Earnings | 72 | 86 (stronger) |
| Funding & liquidity | 55 | 98 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 79th | 82nd |
| Total assets | $16.6B | $170.4M |
| Deposits / shares | $13.9B | $151.0M |
| Capital ratio | 11.15% | 11.65% (stronger) |
| Problem loans | 0.46% (stronger) | 0.54% |
| Net charge-offs | 0.02% (stronger) | 0.14% |
| Return on assets | 1.31% | 1.64% (stronger) |
| Loans ÷ deposits | 85.4% | 62.7% (stronger) |
| Uninsured deposits | 32.5% | 0.0% (stronger) |
| Offices | 154 | 4 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Latah Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 2 and Latah Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.