Side-by-side · Q2 2026 data
Banner Bank vs Legacy Bank
Metric by metric
| Measure | Banner Bank | Legacy Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 38 |
| Capital cushion | 62 (stronger) | 33 |
| Loan quality | 85 (stronger) | 46 |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 94 (stronger) | 77 |
| Peer percentile | 79th | 2nd |
| Total assets | $16.6B | $112.8M |
| Deposits / shares | $13.9B | $101.6M |
| Capital ratio | 11.15% (stronger) | 8.29% |
| Problem loans | 0.46% (stronger) | 1.61% |
| Net charge-offs | 0.02% (stronger) | 0.14% |
| Return on assets | 1.31% (stronger) | -2.01% |
| Loans ÷ deposits | 85.4% | 74.7% (stronger) |
| Uninsured deposits | 32.5% (stronger) | 39.4% |
| Offices | 154 | 1 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Banner Bank has the higher TellerScore (72 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 6 and Legacy Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.