Side-by-side · Q2 2026 data
Banner Bank vs North Coast Credit Union
Metric by metric
| Measure | Banner Bank | North Coast Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 62 | 88 (stronger) |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 72 (stronger) | 53 |
| Funding & liquidity | 55 | 89 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 79th | 76th |
| Total assets | $16.6B | $426.7M |
| Deposits / shares | $13.9B | $371.8M |
| Capital ratio | 11.15% | 13.80% (stronger) |
| Problem loans | 0.46% (stronger) | 0.67% |
| Net charge-offs | 0.02% (stronger) | 0.62% |
| Return on assets | 1.31% (stronger) | 0.83% |
| Loans ÷ deposits | 85.4% | 71.0% (stronger) |
| Uninsured deposits | 32.5% | 4.8% (stronger) |
| Offices | 154 | 5 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
North Coast Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 3 and North Coast Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bellingham, WA
- Anacortes, WA
- Mount Vernon, WA
- Ferndale, WA
- Sedro Woolley, WA