Side-by-side · Q2 2026 data
Banner Bank vs People's Bank of Commerce
Metric by metric
| Measure | Banner Bank | People's Bank of Commerce |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 85 (stronger) | 70 |
| Earnings | 72 | 73 (stronger) |
| Funding & liquidity | 55 (stronger) | 48 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 79th | 72nd |
| Total assets | $16.6B | $776.7M |
| Deposits / shares | $13.9B | $618.2M |
| Capital ratio | 11.15% | 15.33% (stronger) |
| Problem loans | 0.46% (stronger) | 0.90% |
| Net charge-offs | 0.02% (stronger) | 0.21% |
| Return on assets | 1.31% | 1.34% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 95.9% |
| Uninsured deposits | 32.5% | 29.2% (stronger) |
| Offices | 154 | 11 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
People's Bank of Commerce has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 3 and People's Bank of Commerce on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.