Side-by-side · Q2 2026 data
Banner Federal Credit Union vs Alhambra Credit Union
Metric by metric
| Measure | Banner Federal Credit Union | Alhambra Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 58 |
| Capital cushion | 85 (stronger) | 42 |
| Loan quality | 77 (stronger) | 71 |
| Earnings | 53 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 65th | 19th |
| Total assets | $65.2M | $33.8M |
| Deposits / shares | $56.4M | $30.6M |
| Capital ratio | 13.48% (stronger) | 9.20% |
| Problem loans | 0.70% (stronger) | 0.86% |
| Net charge-offs | 0.38% (stronger) | 0.53% |
| Return on assets | 0.83% (stronger) | 0.13% |
| Loans ÷ deposits | 41.1% (stronger) | 71.6% |
| Uninsured deposits | 5.2% (stronger) | 5.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Banner Federal Credit Union has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Banner Federal Credit Union leads on 7 and Alhambra Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.