TellerScore

Headquartered in Phoenix, Arizona, Alhambra Credit Union is a federally insured state-chartered credit union with $33.8M in total assets and $30.6M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1956.

Based on its Q2 2026 filing, Alhambra Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in Arizona, it ranks 29th. Its strongest component is funding & liquidity (89/100; 72% loans-to-deposits, 6% uninsured), and its lowest is earnings (25/100; 0.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Net worth ratio: 9.20%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.86%
Earnings25/100
Return on assets (annualized): 0.13%
Funding & liquidity89/100
Loans ÷ shares: 71.6% · 5.8% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (45 → 58), mostly because the loan quality component improved by 47 points.

TellerScore
455259Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202457
Q4 202455
Q1 202546
Q2 202545
Q3 202549
Q4 202554
Q1 202650
Q2 202658
Net worth ratio
7.00%8.70%10.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.40%
Q3 202410.36%
Q4 20249.97%
Q1 20259.60%
Q2 20259.17%
Q3 20259.66%
Q4 20259.53%
Q1 20269.03%
Q2 20269.20%
Delinquent loans (60+ days)
0.86%1.57%2.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.01%
Q3 20241.23%
Q4 20241.36%
Q1 20252.12%
Q2 20252.28%
Q3 20252.00%
Q4 20251.53%
Q1 20261.46%
Q2 20260.86%
Return on assets
-0.02%0.19%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.10%
Q3 20240.17%
Q4 20240.18%
Q1 20250.14%
Q2 20250.28%
Q3 20250.39%
Q4 20250.40%
Q1 2026-0.02%
Q2 20260.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$33.8M9.20%0.86%0.13%71.6%
Q1 202650$34.2M9.03%1.46%-0.02%68.6%
Q4 202554$33.2M9.53%1.53%0.40%73.8%
Q3 202549$32.4M9.66%2.00%0.39%74.5%
Q2 202545$33.6M9.17%2.28%0.28%72.6%
Q1 202546$31.7M9.60%2.12%0.14%74.4%
Q4 202455$31.2M9.97%1.36%0.18%75.4%
Q3 202457$29.8M10.36%1.23%0.17%80.7%
Q2 202459$30.5M10.40%1.01%0.10%75.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.20%
10th
Problem loans0.86%
44th
Net charge-offs0.53%
26th
Return on assets0.13%
24th
Loans to deposits71.6%
31st
Uninsured deposits5.8%
18th
Loan-loss reserves0.00%
37th
Texas ratio6.0%
24th

Similar-size credit unions in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Rim Country Federal Credit UnionCredit union Snowflake, AZ70 out of 100, Strong$24.6M12.9%1.33%vs
Southeastern Arizona Federal Credit UnionCredit union Douglas, AZ95 out of 100, Very strong$48.3M15.1%0.61%vs
Marisol Federal Credit UnionCredit union Phoenix, AZ76 out of 100, Strong$49.1M13.7%0.58%vs
Winslow Santa Fe Credit UnionCredit union Winslow, AZ93 out of 100, Very strong$15.0M14.6%0.31%vs
Em Federal Credit UnionCredit union Mesa, AZ86 out of 100, Very strong$11.7M15.7%0.24%vs
Prescott Federal Credit UnionCredit union Prescott, AZ49 out of 100, Below average$11.1M6.1%0.46%vs

Deposit insurance

Is my money safe at Alhambra Credit Union?

Yes. Alhambra Credit Union is a federally insured credit union (NCUA charter #60165). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.8% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.20%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Alhambra Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Alhambra Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60165
RSSD ID
499798
Primary regulator
State + NCUA
Established
1956
Headquarters
7339 N 35th Ave, Phoenix, AZ 85051
Employees
14

Quick answers

Alhambra Credit Union: common questions

Is Alhambra Credit Union NCUA insured?

Yes. Alhambra Credit Union is a federally insured credit union (NCUA charter #60165). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alhambra Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alhambra Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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