Side-by-side · Q2 2026 data
Banner Federal Credit Union vs Arizona Financial Credit Union
Metric by metric
| Measure | Banner Federal Credit Union | Arizona Financial Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 85 (stronger) | 68 |
| Loan quality | 77 | 87 (stronger) |
| Earnings | 53 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 65th | 79th |
| Total assets | $65.2M | $3.9B |
| Deposits / shares | $56.4M | $3.5B |
| Capital ratio | 13.48% (stronger) | 11.82% |
| Problem loans | 0.70% | 0.39% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.47% |
| Return on assets | 0.83% (stronger) | 0.66% |
| Loans ÷ deposits | 41.1% (stronger) | 61.5% |
| Uninsured deposits | 5.2% (stronger) | 11.8% |
| Offices | 4 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.9% |
Banner Federal Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Banner Federal Credit Union leads on 6 and Arizona Financial Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.