Side-by-side · Q2 2026 data
Banner Federal Credit Union vs Cochise Credit Union
Metric by metric
| Measure | Banner Federal Credit Union | Cochise Credit Union |
|---|---|---|
| TellerScore | 80 | 86 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 77 (stronger) | 57 |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 65th | 80th |
| Total assets | $65.2M | $74.5M |
| Deposits / shares | $56.4M | $61.2M |
| Capital ratio | 13.48% | 17.73% (stronger) |
| Problem loans | 0.70% (stronger) | 1.29% |
| Net charge-offs | 0.38% | 0.37% (stronger) |
| Return on assets | 0.83% | 2.01% (stronger) |
| Loans ÷ deposits | 41.1% (stronger) | 77.8% |
| Uninsured deposits | 5.2% | 4.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cochise Credit Union has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Banner Federal Credit Union leads on 2 and Cochise Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.