Headquartered in Willcox, Arizona, Cochise Credit Union is a federally insured state-chartered credit union with $74.5M in total assets and $61.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1958.
Cochise Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in Arizona, it ranks 4th. Capital cushion contributes the most (100/100, 17.73%); loan quality contributes the least (57/100, 1.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (90 → 86), mostly because the loan quality component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 87 |
| Q4 2024 | 89 |
| Q1 2025 | 88 |
| Q2 2025 | 90 |
| Q3 2025 | 90 |
| Q4 2025 | 88 |
| Q1 2026 | 86 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.23% |
| Q3 2024 | 15.86% |
| Q4 2024 | 16.09% |
| Q1 2025 | 15.44% |
| Q2 2025 | 16.13% |
| Q3 2025 | 16.53% |
| Q4 2025 | 17.00% |
| Q1 2026 | 16.64% |
| Q2 2026 | 17.73% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.63% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.78% |
| Q4 2025 | 1.08% |
| Q1 2026 | 1.05% |
| Q2 2026 | 1.29% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.75% |
| Q3 2024 | 1.81% |
| Q4 2024 | 1.83% |
| Q1 2025 | 1.72% |
| Q2 2025 | 2.57% |
| Q3 2025 | 2.33% |
| Q4 2025 | 2.26% |
| Q1 2026 | 1.67% |
| Q2 2026 | 2.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $74.5M | 17.73% | 1.29% | 2.01% | 77.8% |
| Q1 2026 | 86 | $76.8M | 16.64% | 1.05% | 1.67% | 73.3% |
| Q4 2025 | 88 | $73.3M | 17.00% | 1.08% | 2.26% | 77.2% |
| Q3 2025 | 90 | $73.1M | 16.53% | 0.78% | 2.33% | 77.0% |
| Q2 2025 | 90 | $72.8M | 16.13% | 0.82% | 2.57% | 77.2% |
| Q1 2025 | 88 | $72.0M | 15.44% | 0.84% | 1.72% | 75.4% |
| Q4 2024 | 89 | $67.1M | 16.09% | 0.63% | 1.83% | 81.8% |
| Q3 2024 | 87 | $66.0M | 15.86% | 0.83% | 1.81% | 82.6% |
| Q2 2024 | 84 | $62.4M | 16.23% | 1.08% | 1.75% | 86.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arizona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Banner Federal Credit UnionCredit union Phoenix, AZ | 80 out of 100, Strong | $65.2M | 13.5% | 0.70% | vs |
| Mohave Community Federal Credit UnionCredit union Kingman, AZ | 69 out of 100, Moderate | $61.4M | 12.9% | 1.81% | vs |
| Marisol Federal Credit UnionCredit union Phoenix, AZ | 76 out of 100, Strong | $49.1M | 13.7% | 0.58% | vs |
| Southeastern Arizona Federal Credit UnionCredit union Douglas, AZ | 95 out of 100, Very strong | $48.3M | 15.1% | 0.61% | vs |
| Alhambra Credit UnionCredit union Phoenix, AZ | 58 out of 100, Moderate | $33.8M | 9.2% | 0.86% | vs |
| Rim Country Federal Credit UnionCredit union Snowflake, AZ | 70 out of 100, Strong | $24.6M | 12.9% | 1.33% | vs |
Deposit insurance
Is my money safe at Cochise Credit Union?
Yes. Cochise Credit Union is a federally insured credit union (NCUA charter #60151). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.7% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 17.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Cochise Credit Union lists 1 office in 1 city. Most locations:
- Willcox, AZ (1)
Identity & history
Profile
- Legal name
- Cochise Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60151
- RSSD ID
- 620190
- Primary regulator
- State + NCUA
- Established
- 1958
- Headquarters
- PO Box 1154, Willcox, AZ 85644
- Employees
- 12
Quick answers
Cochise Credit Union: common questions
Is Cochise Credit Union NCUA insured?
Yes. Cochise Credit Union is a federally insured credit union (NCUA charter #60151). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cochise Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cochise Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Willcox
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Western BankBank Lordsburg, NM | 82 out of 100, Strong | $325.9M | 12.2% | 0.64% | vs |
| PNC Bank, National AssociationBank Wilmington, DE | 62 out of 100, Moderate | $609.8B | 9.0% | 0.74% | vs |