Side-by-side · Q2 2026 data
Banner Federal Credit Union vs Mayo Employees Federal Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Banner Federal Credit Union | Mayo Employees Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 98 (stronger) |
| Capital cushion | 85 | 99 (stronger) |
| Loan quality | 77 | 98 (stronger) |
| Earnings | 53 | 92 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 65th | 100th |
| Total assets | $65.2M | $1.5B |
| Deposits / shares | $56.4M | $1.3B |
| Capital ratio | 13.48% | 14.90% (stronger) |
| Problem loans | 0.70% | 0.05% (stronger) |
| Net charge-offs | 0.38% | 0.02% (stronger) |
| Return on assets | 0.83% | 1.80% (stronger) |
| Loans ÷ deposits | 41.1% (stronger) | 55.3% |
| Uninsured deposits | 5.2% (stronger) | 6.2% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Banner Federal Credit Union leads on 2 and Mayo Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.