Side-by-side · Q2 2026 data
Banner Federal Credit Union vs Mohave Community Federal Credit Union
Credit union
Mohave Community Federal Credit Union
Kingman, Arizona · Under $100 million in assets
Metric by metric
| Measure | Banner Federal Credit Union | Mohave Community Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 85 (stronger) | 80 |
| Loan quality | 77 (stronger) | 40 |
| Earnings | 53 | 57 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 65th | 38th |
| Total assets | $65.2M | $61.4M |
| Deposits / shares | $56.4M | $53.9M |
| Capital ratio | 13.48% (stronger) | 12.95% |
| Problem loans | 0.70% (stronger) | 1.81% |
| Net charge-offs | 0.38% (stronger) | 1.80% |
| Return on assets | 0.83% | 0.92% (stronger) |
| Loans ÷ deposits | 41.1% (stronger) | 57.1% |
| Uninsured deposits | 5.2% (stronger) | 6.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Banner Federal Credit Union has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Banner Federal Credit Union leads on 6 and Mohave Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.