TellerScore

Mohave Community Federal Credit Union is a federal credit union headquartered in Kingman, Arizona, in business for about 69 years. At the end of Q2 2026 it reported $61.4M in total assets and $53.9M in member shares and deposits, with 1 office.

Mohave Community Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in Arizona, it ranks 18th. Funding & liquidity contributes the most (100/100, 57% loans-to-deposits, 7% uninsured); loan quality contributes the least (40/100, 1.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Net worth ratio: 12.95%
Loan quality40/100
Loans 60+ days delinquent ÷ total loans: 1.81%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity100/100
Loans ÷ shares: 57.1% · 6.7% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (61 → 69), mostly because the loan quality component improved by 24 points.

TellerScore
536169Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202463
Q4 202462
Q1 202563
Q2 202561
Q3 202561
Q4 202553
Q1 202669
Q2 202669
Net worth ratio
7.00%9.97%12.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.96%
Q3 202412.16%
Q4 202412.50%
Q1 202512.58%
Q2 202512.71%
Q3 202512.81%
Q4 202512.64%
Q1 202612.72%
Q2 202612.95%
Delinquent loans (60+ days)
1.61%2.60%3.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.80%
Q3 20242.15%
Q4 20242.56%
Q1 20252.00%
Q2 20252.51%
Q3 20252.62%
Q4 20253.59%
Q1 20261.61%
Q2 20261.81%
Return on assets
0.66%1.03%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.39%
Q3 20241.23%
Q4 20241.34%
Q1 20250.67%
Q2 20250.93%
Q3 20250.95%
Q4 20250.66%
Q1 20260.79%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$61.4M12.95%1.81%0.92%57.1%
Q1 202669$61.3M12.72%1.61%0.79%60.1%
Q4 202553$60.2M12.64%3.59%0.66%64.3%
Q3 202561$60.7M12.81%2.62%0.95%63.5%
Q2 202561$60.8M12.71%2.51%0.93%62.7%
Q1 202563$59.9M12.58%2.00%0.67%64.7%
Q4 202462$57.8M12.50%2.56%1.34%71.1%
Q3 202463$57.8M12.16%2.15%1.23%74.3%
Q2 202467$57.5M11.96%1.80%1.39%77.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.95%
39th
Problem loans1.81%
24th
Net charge-offs1.80%
6th
Return on assets0.92%
64th
Loans to deposits57.1%
52nd
Uninsured deposits6.7%
14th
Loan-loss reserves0.00%
37th
Texas ratio8.3%
17th

Similar-size credit unions in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Banner Federal Credit UnionCredit union Phoenix, AZ80 out of 100, Strong$65.2M13.5%0.70%vs
Marisol Federal Credit UnionCredit union Phoenix, AZ76 out of 100, Strong$49.1M13.7%0.58%vs
Cochise Credit UnionCredit union Willcox, AZ86 out of 100, Very strong$74.5M17.7%1.29%vs
Southeastern Arizona Federal Credit UnionCredit union Douglas, AZ95 out of 100, Very strong$48.3M15.1%0.61%vs
Alhambra Credit UnionCredit union Phoenix, AZ58 out of 100, Moderate$33.8M9.2%0.86%vs
Rim Country Federal Credit UnionCredit union Snowflake, AZ70 out of 100, Strong$24.6M12.9%1.33%vs

Deposit insurance

Is my money safe at Mohave Community Federal Credit Union?

Yes. Mohave Community Federal Credit Union is a federally insured credit union (NCUA charter #12000). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.7% of shares and deposits ($3.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mohave Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mohave Community Federal Credit Union
Type
Federal credit union
NCUA charter #
12000
RSSD ID
66985
Primary regulator
NCUA
Established
1957
Headquarters
2809 N Stockton Hill Rd, Kingman, AZ 86401
Employees
16

Quick answers

Mohave Community Federal Credit Union: common questions

Is Mohave Community Federal Credit Union NCUA insured?

Yes. Mohave Community Federal Credit Union is a federally insured credit union (NCUA charter #12000). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mohave Community Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mohave Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kingman

InstitutionScoreAssetsCapitalProblem loansCompare
Mission BankBank Kingman, AZ70 out of 100, Strong$185.1M9.4%0.00%vs
Glacier BankBank Kalispell, MT68 out of 100, Moderate$31.6B10.1%0.42%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
First National Bank TexasBank Killeen, TX64 out of 100, Moderate$4.6B9.1%1.23%vs
PNC Bank, National AssociationBank Wilmington, DE62 out of 100, Moderate$609.8B9.0%0.74%vs
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%vs