Side-by-side · Q2 2026 data
Banner Federal Credit Union vs Oneaz Credit Union
Metric by metric
| Measure | Banner Federal Credit Union | Oneaz Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 85 (stronger) | 54 |
| Loan quality | 77 | 78 (stronger) |
| Earnings | 53 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 65th | 62nd |
| Total assets | $65.2M | $4.5B |
| Deposits / shares | $56.4M | $4.0B |
| Capital ratio | 13.48% (stronger) | 10.44% |
| Problem loans | 0.70% | 0.66% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.44% |
| Return on assets | 0.83% | 1.16% (stronger) |
| Loans ÷ deposits | 41.1% (stronger) | 76.5% |
| Uninsured deposits | 5.2% (stronger) | 16.9% |
| Offices | 4 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.8% |
Banner Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Banner Federal Credit Union leads on 5 and Oneaz Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.