Side-by-side · Q2 2026 data
Baptist Health Federal Credit Union vs Telcoe Federal Credit Union
Credit union
Baptist Health Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Baptist Health Federal Credit Union | Telcoe Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 39 | 96 (stronger) |
| Earnings | 19 | 52 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 30th | 94th |
| Total assets | $45.4M | $503.4M |
| Deposits / shares | $34.6M | $423.1M |
| Capital ratio | 23.55% (stronger) | 20.21% |
| Problem loans | 1.84% | 0.12% (stronger) |
| Net charge-offs | 1.20% | 0.02% (stronger) |
| Return on assets | -0.02% | 0.80% (stronger) |
| Loans ÷ deposits | 77.6% | 37.0% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 13.5% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.2% |
Telcoe Federal Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Baptist Health Federal Credit Union leads on 2 and Telcoe Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.