TellerScore

Telcoe Federal Credit Union is a federal credit union headquartered in Little Rock, Arkansas, in business for about 76 years. At the end of Q2 2026 it reported $503.4M in total assets and $423.1M in member shares and deposits, with 4 offices.

Based on its Q2 2026 filing, Telcoe Federal Credit Union scores 89/100, which we describe as very strong. That is higher than 94% of 1,341 credit unions with $100 million – $1 billion. Among 46 credit unions headquartered in Arkansas, it ranks 5th. Its strongest component is capital cushion (100/100; 20.21%), and its lowest is earnings (52/100; 0.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.21%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity100/100
Loans ÷ shares: 37.0% · 13.5% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the earnings component improved by 18 points.

TellerScore
848790Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202484
Q4 202484
Q1 202586
Q2 202586
Q3 202586
Q4 202587
Q1 202690
Q2 202689
Net worth ratio
7.00%14.02%21.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.90%
Q3 202420.56%
Q4 202421.04%
Q1 202520.40%
Q2 202520.24%
Q3 202520.22%
Q4 202520.17%
Q1 202620.12%
Q2 202620.21%
Delinquent loans (60+ days)
0.01%0.13%0.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.07%
Q4 20240.12%
Q1 20250.01%
Q2 20250.11%
Q3 20250.25%
Q4 20250.11%
Q1 20260.09%
Q2 20260.12%
Return on assets
0.00%0.44%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.00%
Q3 20240.08%
Q4 20240.13%
Q1 20250.27%
Q2 20250.34%
Q3 20250.45%
Q4 20250.49%
Q1 20260.87%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$503.4M20.21%0.12%0.80%37.0%
Q1 202690$501.2M20.12%0.09%0.87%36.4%
Q4 202587$494.4M20.17%0.11%0.49%36.6%
Q3 202586$489.3M20.22%0.25%0.45%36.3%
Q2 202586$485.0M20.24%0.11%0.34%35.7%
Q1 202586$478.6M20.40%0.01%0.27%35.0%
Q4 202484$462.6M21.04%0.12%0.13%35.2%
Q3 202484$470.9M20.56%0.07%0.08%34.9%
Q2 202484$462.1M20.90%0.05%0.00%35.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.21%
97th
Problem loans0.12%
94th
Net charge-offs0.02%
95th
Return on assets0.80%
54th
Loans to deposits37.0%
97th
Uninsured deposits13.5%
7th
Loan-loss reserves0.00%
50th
Texas ratio0.2%
98th

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Success Federal Credit UnionCredit union Blytheville, AR89 out of 100, Very strong$217.7M15.2%0.69%vs
Mil-Way Federal Credit UnionCredit union Texarkana, AR74 out of 100, Strong$189.6M10.3%0.13%vs
Arkansas Best Federal Credit UnionCredit union Fort Smith, AR84 out of 100, Strong$144.0M16.3%0.62%vs

Deposit insurance

Is my money safe at Telcoe Federal Credit Union?

Yes. Telcoe Federal Credit Union is a federally insured credit union (NCUA charter #24202). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.5% of shares and deposits ($56.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 20.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Telcoe Federal Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Telcoe Federal Credit Union reported 129 home-loan applications under HMDA (LEI 549300Y4CEEGC4KCFI45): 115 originated ($25,895,000 total), 5 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Telcoe Federal Credit Union
Type
Federal credit union
NCUA charter #
24202
RSSD ID
621795
Primary regulator
NCUA
Established
1950
Headquarters
Po Box 34200, Little Rock, AR 72203
Employees
38

Quick answers

Telcoe Federal Credit Union: common questions

Is Telcoe Federal Credit Union NCUA insured?

Yes. Telcoe Federal Credit Union is a federally insured credit union (NCUA charter #24202). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Telcoe Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Telcoe Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Little Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Dillard'S Federal Credit UnionCredit union Little Rock, AR88 out of 100, Very strong$24.8M13.1%0.06%vs