Side-by-side · Q2 2026 data
Baptist Health Federal Credit Union vs Truservice Community Federal Credit Union
Credit union
Baptist Health Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Credit union
Truservice Community Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Baptist Health Federal Credit Union | Truservice Community Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 39 | 84 (stronger) |
| Earnings | 19 | 30 (stronger) |
| Funding & liquidity | 83 (stronger) | 76 |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 30th | 20th |
| Total assets | $45.4M | $52.5M |
| Deposits / shares | $34.6M | $47.7M |
| Capital ratio | 23.55% (stronger) | 8.85% |
| Problem loans | 1.84% | 0.48% (stronger) |
| Net charge-offs | 1.20% | 0.49% (stronger) |
| Return on assets | -0.02% | 0.24% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 84.4% |
| Uninsured deposits | 2.6% (stronger) | 4.1% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Baptist Health Federal Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Baptist Health Federal Credit Union leads on 4 and Truservice Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.