Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Bangor Savings Bank
Metric by metric
| Measure | Bar Harbor Bank & Trust | Bangor Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 55 |
| Capital cushion | 55 (stronger) | 28 |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 77 (stronger) | 35 |
| Funding & liquidity | 62 | 64 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 70th | 13th |
| Total assets | $4.7B | $7.7B |
| Deposits / shares | $3.9B | $5.7B |
| Capital ratio | 10.49% (stronger) | 7.79% |
| Problem loans | 0.32% (stronger) | 0.47% |
| Net charge-offs | 0.19% | 0.02% (stronger) |
| Return on assets | 1.42% (stronger) | 0.37% |
| Loans ÷ deposits | 93.0% | 90.9% (stronger) |
| Uninsured deposits | 20.1% | 19.7% (stronger) |
| Offices | 60 | 70 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | 19.7% |
Bar Harbor Bank & Trust has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 4 and Bangor Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bangor, ME
- Manchester, NH
- Concord, NH
- Brunswick, ME
- Ellsworth, ME
- Machias, ME
- Orono, ME
- Pittsfield, ME
- Rockland, ME
- Waterville, ME
- Bar Harbor, ME
- Brewer, ME