Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Brewer Federal Credit Union
Metric by metric
| Measure | Bar Harbor Bank & Trust | Brewer Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 55 (stronger) | 53 |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 77 (stronger) | 45 |
| Funding & liquidity | 62 | 90 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 70th | 60th |
| Total assets | $4.7B | $117.8M |
| Deposits / shares | $3.9B | $105.3M |
| Capital ratio | 10.49% (stronger) | 10.34% |
| Problem loans | 0.32% | 0.08% (stronger) |
| Net charge-offs | 0.19% | 0.13% (stronger) |
| Return on assets | 1.42% (stronger) | 0.63% |
| Loans ÷ deposits | 93.0% | 70.5% (stronger) |
| Uninsured deposits | 20.1% | 8.0% (stronger) |
| Offices | 60 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 2 and Brewer Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.