Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Great Meadow Federal Credit Union
Credit union
Great Meadow Federal Credit Union
Hudson Falls, New York · Under $100 million in assets
Metric by metric
| Measure | Bar Harbor Bank & Trust | Great Meadow Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 55 (stronger) | 54 |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 77 (stronger) | 54 |
| Funding & liquidity | 62 | 89 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 70th | 40th |
| Total assets | $4.7B | $84.1M |
| Deposits / shares | $3.9B | $74.9M |
| Capital ratio | 10.49% (stronger) | 10.38% |
| Problem loans | 0.32% (stronger) | 0.58% |
| Net charge-offs | 0.19% (stronger) | 0.56% |
| Return on assets | 1.42% (stronger) | 0.85% |
| Loans ÷ deposits | 93.0% | 71.1% (stronger) |
| Uninsured deposits | 20.1% | 0.0% (stronger) |
| Offices | 60 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Bar Harbor Bank & Trust has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 5 and Great Meadow Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.