TellerScore

Great Meadow Federal Credit Union (NCUA charter #11402) is based in Hudson Falls, New York. Its Q2 2026 call report shows $84.1M in total assets and $74.9M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, Great Meadow Federal Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 139th. Its strongest component is problem-loan coverage (93/100; 3.6%), and its lowest is earnings (54/100; 0.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Net worth ratio: 10.38%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.58%
Earnings54/100
Return on assets (annualized): 0.85%
Funding & liquidity89/100
Loans ÷ shares: 71.1% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 70).

TellerScore
667176Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202476
Q4 202466
Q1 202569
Q2 202571
Q3 202571
Q4 202566
Q1 202671
Q2 202670
Net worth ratio
7.00%9.46%11.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.17%
Q3 202411.93%
Q4 202411.43%
Q1 202510.92%
Q2 202510.84%
Q3 202510.84%
Q4 202510.58%
Q1 202610.39%
Q2 202610.38%
Delinquent loans (60+ days)
0.38%0.82%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.51%
Q4 20241.26%
Q1 20250.89%
Q2 20250.77%
Q3 20250.82%
Q4 20250.90%
Q1 20260.99%
Q2 20260.58%
Return on assets
0.71%1.07%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.94%
Q3 20241.15%
Q4 20240.87%
Q1 20250.96%
Q2 20251.07%
Q3 20251.04%
Q4 20250.71%
Q1 20261.42%
Q2 20260.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$84.1M10.38%0.58%0.85%71.1%
Q1 202671$83.5M10.39%0.99%1.42%68.2%
Q4 202566$79.1M10.58%0.90%0.71%72.7%
Q3 202571$77.7M10.84%0.82%1.04%69.6%
Q2 202571$75.7M10.84%0.77%1.07%70.5%
Q1 202569$72.9M10.92%0.89%0.96%71.7%
Q4 202466$68.0M11.43%1.26%0.87%76.7%
Q3 202476$64.8M11.93%0.51%1.15%79.8%
Q2 202474$66.7M11.17%0.38%0.94%78.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.38%
19th
Problem loans0.58%
55th
Net charge-offs0.56%
25th
Return on assets0.85%
60th
Loans to deposits71.1%
31st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

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Adirondack Regional Federal Credit UnionCredit union Tupper Lake, NY48 out of 100, Below average$88.3M9.5%2.14%vs
Eastern Operating Engineers Federal Credit UnionCredit union Whitestone, NY60 out of 100, Moderate$88.6M9.8%0.32%vs

Deposit insurance

Is my money safe at Great Meadow Federal Credit Union?

Yes. Great Meadow Federal Credit Union is a federally insured credit union (NCUA charter #11402). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.38%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Great Meadow Federal Credit Union lists 4 offices in 4 cities. Most locations:

  • Comstock, NY (1)
  • Fort Edward, NY (1)
  • Granville, NY (1)
  • Queensbury, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Great Meadow Federal Credit Union
Type
Federal credit union
NCUA charter #
11402
RSSD ID
727482
Primary regulator
NCUA
Established
1956
Headquarters
PO Box 389, Hudson Falls, NY 12839
Employees
22

Quick answers

Great Meadow Federal Credit Union: common questions

Is Great Meadow Federal Credit Union NCUA insured?

Yes. Great Meadow Federal Credit Union is a federally insured credit union (NCUA charter #11402). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Great Meadow Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Great Meadow Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Parks Heritage Federal Credit UnionCredit union Glens Falls, NY90 out of 100, Very strong$42.3M16.6%0.28%vs
Hudson River Community Federal Credit UnionCredit union Corinth, NY77 out of 100, Strong$364.2M15.3%1.17%vs
Bar Harbor Bank & TrustBank Bar Harbor, ME73 out of 100, Strong$4.7B10.5%0.32%vs
The Bank of BenningtonBank Bennington, VT70 out of 100, Strong$661.9M11.4%0.40%vs
The Adirondack Trust CompanyBank Saratoga Springs, NY69 out of 100, Moderate$1.7B10.5%0.44%vs
Arrow Bank National AssociationBank Glens Falls, NY66 out of 100, Moderate$4.5B9.3%0.24%vs