Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Kennebunk Savings Bank
Metric by metric
| Measure | Bar Harbor Bank & Trust | Kennebunk Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 55 | 56 (stronger) |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 77 (stronger) | 55 |
| Funding & liquidity | 62 (stronger) | 49 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 70th | 53rd |
| Total assets | $4.7B | $2.2B |
| Deposits / shares | $3.9B | $1.7B |
| Capital ratio | 10.49% | 10.56% (stronger) |
| Problem loans | 0.32% | 0.10% (stronger) |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 1.42% (stronger) | 0.88% |
| Loans ÷ deposits | 93.0% (stronger) | 106.0% |
| Uninsured deposits | 20.1% | 19.8% (stronger) |
| Offices | 60 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | 27.1% |
Bar Harbor Bank & Trust has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 3 and Kennebunk Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.