Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Northfield Savings Bank
Metric by metric
| Measure | Bar Harbor Bank & Trust | Northfield Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 55 | 60 (stronger) |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 77 (stronger) | 48 |
| Funding & liquidity | 62 | 71 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 70th | 49th |
| Total assets | $4.7B | $1.6B |
| Deposits / shares | $3.9B | $1.3B |
| Capital ratio | 10.49% | 10.96% (stronger) |
| Problem loans | 0.32% (stronger) | 0.52% |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 1.42% (stronger) | 0.71% |
| Loans ÷ deposits | 93.0% | 86.0% (stronger) |
| Uninsured deposits | 20.1% | 18.0% (stronger) |
| Offices | 60 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | 11.5% |
Bar Harbor Bank & Trust has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 3 and Northfield Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bethel, VT
- Randolph, VT