Side-by-side · Q2 2026 data
Baraboo State Bank vs The Peoples Community Bank
Metric by metric
| Measure | Baraboo State Bank | The Peoples Community Bank |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 67 | 78 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 68 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 91st |
| Total assets | $569.6M | $388.8M |
| Deposits / shares | $490.4M | $339.7M |
| Capital ratio | 11.70% | 12.76% (stronger) |
| Problem loans | 0.01% (stronger) | 0.14% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.19% | 1.58% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 72.7% |
| Uninsured deposits | 13.7% | 12.1% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 5.3% |
The Peoples Community Bank has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Baraboo State Bank leads on 2 and The Peoples Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.