Side-by-side · Q2 2026 data
Baraga County Federal Credit Union vs Lincoln Park Community Credit Union
Credit union
Lincoln Park Community Credit Union
Lincoln Park, Michigan · Under $100 million in assets
Metric by metric
| Measure | Baraga County Federal Credit Union | Lincoln Park Community Credit Union |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 84 | 91 (stronger) |
| Earnings | 69 (stronger) | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 54th | 83rd |
| Total assets | $63.1M | $63.4M |
| Deposits / shares | $57.3M | $55.8M |
| Capital ratio | 10.48% | 18.00% (stronger) |
| Problem loans | 0.49% | 0.27% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.90% |
| Return on assets | 1.22% (stronger) | 0.70% |
| Loans ÷ deposits | 35.5% | 13.4% (stronger) |
| Uninsured deposits | 3.8% | 3.6% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lincoln Park Community Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Baraga County Federal Credit Union leads on 2 and Lincoln Park Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.