TellerScore

Lincoln Park Community Credit Union (NCUA charter #61701) is based in Lincoln Park, Michigan. Its Q2 2026 call report shows $63.4M in total assets and $55.8M in member shares and deposits.

Lincoln Park Community Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 22nd. Capital cushion contributes the most (100/100, 18.00%); earnings contributes the least (48/100, 0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.00%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.27%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity100/100
Loans ÷ shares: 13.4% · 3.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.17%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (84 → 87), mostly because the loan quality component improved by 21 points.

TellerScore
828689Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202485
Q4 202484
Q1 202586
Q2 202584
Q3 202583
Q4 202585
Q1 202682
Q2 202687
Net worth ratio
7.00%12.67%18.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.38%
Q3 202416.57%
Q4 202416.85%
Q1 202516.39%
Q2 202517.86%
Q3 202518.21%
Q4 202518.34%
Q1 202618.15%
Q2 202618.00%
Delinquent loans (60+ days)
0.20%0.60%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.68%
Q4 20240.79%
Q1 20250.61%
Q2 20250.91%
Q3 20251.00%
Q4 20250.62%
Q1 20260.77%
Q2 20260.27%
Return on assets
0.60%0.78%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.85%
Q4 20240.84%
Q1 20250.91%
Q2 20250.96%
Q3 20250.88%
Q4 20250.79%
Q1 20260.60%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$63.4M18.00%0.27%0.70%13.4%
Q1 202682$62.2M18.15%0.77%0.60%14.5%
Q4 202585$61.0M18.34%0.62%0.79%15.9%
Q3 202583$60.9M18.21%1.00%0.88%17.0%
Q2 202584$61.6M17.86%0.91%0.96%17.7%
Q1 202586$66.2M16.39%0.61%0.91%17.3%
Q4 202484$63.5M16.85%0.79%0.84%18.8%
Q3 202485$63.8M16.57%0.68%0.85%19.9%
Q2 202489$63.6M16.38%0.20%0.81%20.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.00%
69th
Problem loans0.27%
70th
Net charge-offs0.90%
15th
Return on assets0.70%
53rd
Loans to deposits13.4%
98th
Uninsured deposits3.6%
31st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
82nd

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Baraga County Federal Credit UnionCredit union Lanse, MI76 out of 100, Strong$63.1M10.5%0.49%vs
One Detroit Credit UnionCredit union Detroit, MI59 out of 100, Moderate$61.8M22.4%1.98%vs
A.B.D. Federal Credit UnionCredit union Warren, MI68 out of 100, Moderate$66.5M15.1%1.36%vs
Gratiot Community Credit UnionCredit union Alma, MI71 out of 100, Strong$59.7M9.1%0.32%vs
Community Focus Federal Credit UnionCredit union Brownstown, MI67 out of 100, Moderate$68.0M14.1%1.52%vs
Tahquamenon Area Credit UnionCredit union Newberry, MI70 out of 100, Strong$69.6M11.8%0.60%vs

Deposit insurance

Is my money safe at Lincoln Park Community Credit Union?

Yes. Lincoln Park Community Credit Union is a federally insured credit union (NCUA charter #61701). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.00%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Lincoln Park Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61701
RSSD ID
5292
Primary regulator
State + NCUA
Established
1936
Headquarters
1400 Emmons Blvd, Lincoln Park, MI 48146
Employees
8

Quick answers

Lincoln Park Community Credit Union: common questions

Is Lincoln Park Community Credit Union NCUA insured?

Yes. Lincoln Park Community Credit Union is a federally insured credit union (NCUA charter #61701). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lincoln Park Community Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.