Side-by-side · Q2 2026 data
Basile State Bank vs United Mississippi Bank
Metric by metric
| Measure | Basile State Bank | United Mississippi Bank |
|---|---|---|
| TellerScore | 57 | 75 (stronger) |
| Capital cushion | 51 | 60 (stronger) |
| Loan quality | 27 | 94 (stronger) |
| Earnings | 90 (stronger) | 66 |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 62 | 98 (stronger) |
| Peer percentile | 16th | 61st |
| Total assets | $87.4M | $560.7M |
| Deposits / shares | $78.0M | $478.9M |
| Capital ratio | 10.09% | 11.04% (stronger) |
| Problem loans | 2.20% | 0.19% (stronger) |
| Net charge-offs | 0.12% | 0.05% (stronger) |
| Return on assets | 1.74% (stronger) | 1.15% |
| Loans ÷ deposits | 90.4% | 85.7% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 18.6% |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Mississippi Bank has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Basile State Bank leads on 2 and United Mississippi Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.