TellerScore

Headquartered in Basile, Louisiana, Basile State Bank is a state-chartered bank with $87.4M in total assets and $78.0M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1956.

Basile State Bank has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 83rd. Earnings contributes the most (90/100, 1.74%); loan quality contributes the least (27/100, 2.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.09%
Loan quality27/100
Noncurrent loans ÷ total loans: 2.20%
Earnings90/100
Return on assets (annualized): 1.74%
Funding & liquidity69/100
Loans ÷ deposits and uninsured-deposit share: 90.4% · 15.4% uninsured
Problem-loan coverage62/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 18.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (55 → 57), mostly because the earnings component improved by 15 points.

TellerScore
515762Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202462
Q4 202458
Q1 202553
Q2 202555
Q3 202552
Q4 202551
Q1 202654
Q2 202657
Tier 1 leverage ratio
5.00%7.88%10.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.12%
Q3 202410.48%
Q4 202410.41%
Q1 202510.77%
Q2 202510.30%
Q3 202510.35%
Q4 202510.74%
Q1 202610.33%
Q2 202610.09%
Noncurrent loans
1.94%2.37%2.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.33%
Q3 20241.94%
Q4 20242.21%
Q1 20252.42%
Q2 20252.25%
Q3 20252.53%
Q4 20252.81%
Q1 20262.60%
Q2 20262.20%
Return on assets
1.11%1.59%2.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.99%
Q3 20242.07%
Q4 20241.80%
Q1 20251.11%
Q2 20251.39%
Q3 20251.37%
Q4 20251.54%
Q1 20261.72%
Q2 20261.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$87.4M10.09%2.20%1.74%90.4%
Q1 202654$88.4M10.33%2.60%1.72%85.2%
Q4 202551$80.8M10.74%2.81%1.54%93.8%
Q3 202552$82.4M10.35%2.53%1.37%88.8%
Q2 202555$82.2M10.30%2.25%1.39%84.7%
Q1 202553$81.5M10.77%2.42%1.11%84.9%
Q4 202458$75.2M10.41%2.21%1.80%91.3%
Q3 202462$75.3M10.48%1.94%2.07%95.0%
Q2 202457$72.5M10.12%2.33%1.99%94.4%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.09%
20th
Total risk-based capital0.00%
27th
Problem loans2.20%
18th
Net charge-offs0.12%
16th
Return on assets1.74%
82nd
Net interest margin6.08%
98th
Efficiency ratio68.4%
55th
Loans to deposits90.4%
17th
Uninsured deposits15.4%
53rd
Loan-loss reserves1.02%
33rd
Texas ratio18.8%
8th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples BankBank Chatham, LA71 out of 100, Strong$86.1M11.7%1.32%vs
Eureka HomesteadBank Metairie, LA68 out of 100, Moderate$89.4M21.1%0.48%vs
Sicily Island State BankBank Sicily Island, LA86 out of 100, Very strong$92.4M13.2%0.13%vs
The Bank of CommerceBank White Castle, LA73 out of 100, Strong$81.5M10.6%0.07%vs
Bank of GueydanBank Gueydan, LA63 out of 100, Moderate$69.2M22.1%6.77%vs
Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA70 out of 100, Strong$67.9M29.4%1.31%vs

Deposit insurance

Is my money safe at Basile State Bank?

Yes. Basile State Bank is an FDIC-insured institution (FDIC certificate #17621). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.4% of deposits ($12.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Basile State Bank lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Basile State Bank
Type
State-chartered bank
FDIC certificate #
17621
RSSD ID
188739
Primary regulator
FDIC
Holding company
Basile Bancshares Inc
Established
July 2, 1956
Headquarters
3031 Stagg Ave, Basile, LA 70515
Employees
22

Quick answers

Basile State Bank: common questions

Is Basile State Bank FDIC insured?

Yes. Basile State Bank is an FDIC-insured institution (FDIC certificate #17621). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Basile State Bank's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Basile State Bank ever failed?

There is no failure record for FDIC certificate #17621 in the FDIC failed bank list.

How many branches does Basile State Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Basile

InstitutionScoreAssetsCapitalProblem loansCompare
The BankBank Jennings, LA83 out of 100, Strong$462.0M12.8%0.48%vs
Rayne State Bank & Trust CompanyBank Rayne, LA79 out of 100, Strong$540.5M11.6%0.44%vs
First National Bank of LouisianaBank Crowley, LA78 out of 100, Strong$631.1M11.0%0.00%vs
The Evangeline Bank and Trust CompanyBank Ville Platte, LA77 out of 100, Strong$1.1B14.2%1.24%vs
JD BankBank Jennings, LA76 out of 100, Strong$1.3B11.9%0.40%vs
United Mississippi BankBank Natchez, MS75 out of 100, Strong$560.7M11.0%0.19%vs