Side-by-side · Q2 2026 data
Bath Savings Institution vs First Federal Savings and Loan Association of Bath
Bank
First Federal Savings and Loan Association of Bath
Bath, Maine · $100 million – $1 billion
Metric by metric
| Measure | Bath Savings Institution | First Federal Savings and Loan Association of Bath |
|---|---|---|
| TellerScore | 82 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 98 (stronger) | 4 |
| Earnings | 50 (stronger) | 40 |
| Funding & liquidity | 49 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 93rd | 10th |
| Total assets | $1.5B | $189.1M |
| Deposits / shares | $1.2B | $144.4M |
| Capital ratio | 15.76% (stronger) | 14.79% |
| Problem loans | 0.05% (stronger) | 2.89% |
| Net charge-offs | -0.03% (stronger) | 0.04% |
| Return on assets | 0.74% (stronger) | 0.49% |
| Loans ÷ deposits | 75.4% (stronger) | 101.6% |
| Uninsured deposits | 47.4% | 6.5% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.8% | 2.7% |
Bath Savings Institution has the higher TellerScore (82 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bath Savings Institution leads on 6 and First Federal Savings and Loan Association of Bath on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bath, ME
- Boothbay Harbor, ME
- Damariscotta, ME