The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 82).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Maine

Yes. Bath Savings Institution is an FDIC-insured institution (FDIC certificate #17749). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 47.4% of deposits ($546.8M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Bath Savings Institution lists 10 offices in 10 cities. Most locations:

• Bath, ME (1)
• Boothbay Harbor, ME (1)
• Brunswick, ME (1)
• Damariscotta, ME (1)
• Falmouth, ME (1)
• Freeport, ME (1)
• Portland, ME (1)
• South Portland, ME (1)
• Westbrook, ME (1)
• Yarmouth, ME (1)

All branch addresses and map

In 2025, Bath Savings Institution reported 294 home-loan applications under HMDA (LEI 549300SVSM8JMOZJXF07): 192 originated ($72,790,000 total), 36 denied, and 66 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Bath Savings Institution

Type

SI

FDIC certificate #

17749

RSSD ID

433505

Primary regulator

FDIC

Established

April 19, 1852

Headquarters

105 Front St, Bath, ME 04530

Website

www.bathsavings.bank

Employees

185