Side-by-side · Q2 2026 data
Bath State Bank vs Hoosier Heartland State Bank
Metric by metric
| Measure | Bath State Bank | Hoosier Heartland State Bank |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 38 (stronger) | 37 |
| Loan quality | 74 | 79 (stronger) |
| Earnings | 60 | 71 (stronger) |
| Funding & liquidity | 63 (stronger) | 59 |
| Problem-loan coverage | 82 | 88 (stronger) |
| Peer percentile | 19th | 24th |
| Total assets | $337.6M | $356.3M |
| Deposits / shares | $283.9M | $327.3M |
| Capital ratio | 8.82% (stronger) | 8.70% |
| Problem loans | 0.78% | 0.63% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.01% | 1.27% (stronger) |
| Loans ÷ deposits | 88.5% | 79.9% (stronger) |
| Uninsured deposits | 23.1% (stronger) | 34.3% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Hoosier Heartland State Bank has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bath State Bank leads on 2 and Hoosier Heartland State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.