Side-by-side · Q2 2026 data
Bath State Bank vs The Harrison Building and Loan Association
Metric by metric
| Measure | Bath State Bank | The Harrison Building and Loan Association |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 74 | 87 (stronger) |
| Earnings | 60 | 63 (stronger) |
| Funding & liquidity | 63 | 80 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 19th | 90th |
| Total assets | $337.6M | $268.0M |
| Deposits / shares | $283.9M | $201.4M |
| Capital ratio | 8.82% | 17.62% (stronger) |
| Problem loans | 0.78% | 0.39% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.01% | 1.06% (stronger) |
| Loans ÷ deposits | 88.5% | 80.2% (stronger) |
| Uninsured deposits | 23.1% | 9.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 0.0% |
The Harrison Building and Loan Association has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bath State Bank leads on 0 and The Harrison Building and Loan Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.