Side-by-side · Q2 2026 data
Battle Bank, National Association vs Stearns Bank National Association
Metric by metric
| Measure | Battle Bank, National Association | Stearns Bank National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 12 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 65 |
| Peer percentile | 75th | 44th |
| Total assets | $180.8M | $3.3B |
| Deposits / shares | $112.4M | $2.4B |
| Capital ratio | 33.32% (stronger) | 15.42% |
| Problem loans | 0.00% (stronger) | 2.65% |
| Net charge-offs | 0.00% (stronger) | 2.05% |
| Return on assets | -8.08% | 2.09% (stronger) |
| Loans ÷ deposits | 11.0% (stronger) | 114.8% |
| Uninsured deposits | 21.3% | 15.9% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Battle Bank, National Association has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Battle Bank, National Association leads on 5 and Stearns Bank National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.