TellerScore

Battle Bank, National Association (FDIC certificate #9336) is based in Upsala, Minnesota. Its Q2 2026 call report shows $180.8M in total assets and $112.4M in deposits and 1 office.

Battle Bank, National Association has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 40th. Capital cushion contributes the most (100/100, 33.32%); earnings contributes the least (0/100, -8.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 33.32%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -8.08%
Funding & liquidity93/100
Loans ÷ deposits and uninsured-deposit share: 11.0% · 21.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).

TellerScore
758289Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202479
Q4 202480
Q1 202575
Q2 202578
Q3 202589
Q4 202580
Q1 202679
Q2 202679
Tier 1 leverage ratio
5.00%32.22%59.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202428.73%
Q3 202428.22%
Q4 202427.72%
Q1 202528.14%
Q2 202527.93%
Q3 202529.84%
Q4 202559.44%
Q1 202647.73%
Q2 202633.32%
Noncurrent loans
0.00%0.35%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.32%
Q3 20240.49%
Q4 20240.37%
Q1 20250.49%
Q2 20250.69%
Q3 20250.40%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-8.75%-2.41%3.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.06%
Q3 20240.82%
Q4 20240.87%
Q1 20250.34%
Q2 20251.01%
Q3 20253.94%
Q4 2025-2.33%
Q1 2026-8.75%
Q2 2026-8.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$180.8M33.32%0.00%-8.08%11.0%
Q1 202679$137.4M47.73%0.00%-8.75%10.8%
Q4 202580$118.6M59.44%0.00%-2.33%10.1%
Q3 202589$65.4M29.84%0.40%3.94%113.8%
Q2 202578$65.0M27.93%0.69%1.01%110.2%
Q1 202575$64.4M28.14%0.49%0.34%110.3%
Q4 202480$64.4M27.72%0.37%0.87%110.5%
Q3 202479$64.5M28.22%0.49%0.82%110.3%
Q2 202482$62.8M28.73%0.32%1.06%112.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio33.32%
99th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets-8.08%
0th
Net interest margin2.97%
9th
Efficiency ratio393.7%
0th
Loans to deposits11.0%
99th
Uninsured deposits21.3%
60th
Loan-loss reserves0.35%
2nd
Texas ratio0.0%
95th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Americana Community BankBank Sleepy Eye, MN67 out of 100, Moderate$179.9M11.7%0.60%vs
First Security Bank - Sleepy EyeBank Sleepy Eye, MN73 out of 100, Strong$182.8M15.3%2.60%vs
The First National Bank of Le CenterBank Lonsdale, MN58 out of 100, Moderate$178.2M9.5%1.72%vs
Woodland BankBank Deer River, MN52 out of 100, Below average$177.5M8.6%1.53%vs
Pine River State BankBank Pine River, MN64 out of 100, Moderate$185.3M8.5%0.74%vs
New Market BankBank Elko New Market, MN74 out of 100, Strong$196.0M9.1%0.00%vs

Deposit insurance

Is my money safe at Battle Bank, National Association?

Yes. Battle Bank, National Association is an FDIC-insured institution (FDIC certificate #9336). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.3% of deposits ($24.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 33.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Battle Bank, National Association lists 1 office in 1 city. Most locations:

  • Upsala, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Battle Bank, National Association
Former names
Stearns Bank Upsala National Association; Farmers State Bank of Upsala
Type
National bank
FDIC certificate #
9336
RSSD ID
208459
Primary regulator
OCC
Holding company
Battle Financial Inc
Established
May 11, 1914
Headquarters
105 S Main St, Upsala, MN 56384
Employees
45

Quick answers

Battle Bank, National Association: common questions

Is Battle Bank, National Association FDIC insured?

Yes. Battle Bank, National Association is an FDIC-insured institution (FDIC certificate #9336). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Battle Bank, National Association's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Battle Bank, National Association ever failed?

There is no failure record for FDIC certificate #9336 in the FDIC failed bank list.

How many branches does Battle Bank, National Association have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Upsala

InstitutionScoreAssetsCapitalProblem loansCompare
Liberty Bank MinnesotaBank Saint Cloud, MN86 out of 100, Very strong$290.2M12.9%0.00%vs
American Heritage National BankBank Long Prairie, MN80 out of 100, Strong$604.7M11.9%0.00%vs
Pine Country BankBank Little Falls, MN78 out of 100, Strong$380.3M10.2%0.06%vs
Freeport State BankBank Freeport, MN77 out of 100, Strong$165.5M10.7%0.00%vs
Mid-Central National BankBank Wadena, MN77 out of 100, Strong$117.1M14.9%0.76%vs
West BankBank West Des Moines, IA71 out of 100, Strong$4.0B10.8%0.00%vs