Side-by-side · Q2 2026 data
Battle Creek State Bank vs BankFirst
Metric by metric
| Measure | Battle Creek State Bank | BankFirst |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 61 | 97 (stronger) |
| Funding & liquidity | 38 | 53 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 68th | 97th |
| Total assets | $71.0M | $1.2B |
| Deposits / shares | $61.0M | $804.7M |
| Capital ratio | 14.45% | 15.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.84% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.03% | 1.92% (stronger) |
| Loans ÷ deposits | 90.8% | 89.4% (stronger) |
| Uninsured deposits | 42.9% | 31.1% (stronger) |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
BankFirst has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Battle Creek State Bank leads on 2 and BankFirst on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.