Headquartered in Battle Creek, Nebraska, Battle Creek State Bank is a state-chartered bank (fed member) with $71.0M in total assets and $61.0M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1943.
Battle Creek State Bank has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 40th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (38/100, 91% loans-to-deposits, 43% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (73 → 81), mostly because the funding & liquidity component weakened by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 74 |
| Q2 2025 | 73 |
| Q3 2025 | 84 |
| Q4 2025 | 82 |
| Q1 2026 | 85 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.67% |
| Q3 2024 | 11.67% |
| Q4 2024 | 12.04% |
| Q1 2025 | 11.57% |
| Q2 2025 | 10.84% |
| Q3 2025 | 21.30% |
| Q4 2025 | 19.22% |
| Q1 2026 | 15.91% |
| Q2 2026 | 14.45% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.60% |
| Q1 2026 | 1.11% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $71.0M | 14.45% | 0.00% | 1.03% | 90.8% |
| Q1 2026 | 85 | $64.2M | 15.91% | 0.00% | 1.11% | 85.2% |
| Q4 2025 | 82 | $54.0M | 19.22% | 0.00% | 0.60% | 87.5% |
| Q3 2025 | 84 | $47.5M | 21.30% | 0.00% | 0.64% | 87.8% |
| Q2 2025 | 73 | $41.5M | 10.84% | 0.00% | 0.55% | 73.5% |
| Q1 2025 | 74 | $48.2M | 11.57% | 0.00% | 0.35% | 63.4% |
| Q4 2024 | 77 | $37.6M | 12.04% | 0.00% | 0.73% | 85.3% |
| Q3 2024 | 77 | $40.8M | 11.67% | 0.00% | 0.74% | 78.4% |
| Q2 2024 | 78 | $42.3M | 11.67% | 0.00% | 0.72% | 74.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Genoa Community BankBank Genoa, NE | 85 out of 100, Very strong | $70.5M | 12.9% | 0.00% | vs |
| Adams State BankBank Adams, NE | 91 out of 100, Very strong | $70.2M | 16.6% | 0.09% | vs |
| American Exchange BankBank Elmwood, NE | 72 out of 100, Strong | $69.7M | 9.6% | 0.98% | vs |
| Nebraska State BankBank Oshkosh, NE | 79 out of 100, Strong | $74.1M | 18.1% | 1.40% | vs |
| Commercial State BankBank Republican City, NE | 97 out of 100, Very strong | $75.5M | 28.6% | 0.00% | vs |
| Stanton State BankBank Stanton, NE | 74 out of 100, Strong | $64.8M | 9.7% | 0.24% | vs |
Deposit insurance
Is my money safe at Battle Creek State Bank?
Yes. Battle Creek State Bank is an FDIC-insured institution (FDIC certificate #16330). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 42.9% of deposits ($26.2M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.45%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.17% (benchmark: 10%).
2 locations
Branches
Battle Creek State Bank lists 2 offices in 2 cities. Most locations:
- Battle Creek, NE (1)
- Oakland, NE (1)
Identity & history
Profile
- Legal name
- Battle Creek State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 16330
- RSSD ID
- 986757
- Primary regulator
- FED
- Holding company
- Logan Valley Investments Llc
- Established
- September 1, 1943
- Headquarters
- 202 W Main St, Battle Creek, NE 68715
- Website
- www.battlecreekstatebank.com
- Employees
- 12
Quick answers
Battle Creek State Bank: common questions
Is Battle Creek State Bank FDIC insured?
Yes. Battle Creek State Bank is an FDIC-insured institution (FDIC certificate #16330). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Battle Creek State Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Battle Creek State Bank ever failed?
There is no failure record for FDIC certificate #16330 in the FDIC failed bank list.
How many branches does Battle Creek State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Battle Creek
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Madison County BankBank Madison, NE | 85 out of 100, Very strong | $613.2M | 15.1% | 0.37% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |
| Meadow Grove Federal Credit UnionCredit union Meadow Grove, NE | 76 out of 100, Strong | $6.3M | 15.4% | 2.10% | vs |
| First Nebraska BankBank Valley, NE | 75 out of 100, Strong | $371.4M | 10.3% | 0.23% | vs |
| Stanton State BankBank Stanton, NE | 74 out of 100, Strong | $64.8M | 9.7% | 0.24% | vs |