Side-by-side · Q2 2026 data
Baxter Credit Union vs Citizens Equity First Credit Union
Metric by metric
| Measure | Baxter Credit Union | Citizens Equity First Credit Union |
|---|---|---|
| TellerScore | 60 | 71 (stronger) |
| Capital cushion | 53 | 67 (stronger) |
| Loan quality | 71 (stronger) | 68 |
| Earnings | 49 | 73 (stronger) |
| Funding & liquidity | 56 | 73 (stronger) |
| Problem-loan coverage | 86 | 87 (stronger) |
| Peer percentile | 25th | 62nd |
| Total assets | $6.4B | $8.5B |
| Deposits / shares | $5.0B | $7.4B |
| Capital ratio | 10.25% | 11.65% (stronger) |
| Problem loans | 0.86% (stronger) | 0.96% |
| Net charge-offs | 1.06% | 0.71% (stronger) |
| Return on assets | 0.72% | 1.33% (stronger) |
| Loans ÷ deposits | 104.2% | 87.4% (stronger) |
| Uninsured deposits | 14.2% | 8.9% (stronger) |
| Offices | 33 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | — |
Citizens Equity First Credit Union has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Baxter Credit Union leads on 1 and Citizens Equity First Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.