Side-by-side · Q2 2026 data
Bay Area Credit Union vs Friends and Family Credit Union Inc
Metric by metric
| Measure | Bay Area Credit Union | Friends and Family Credit Union Inc |
|---|---|---|
| TellerScore | 68 (stronger) | 59 |
| Capital cushion | 66 (stronger) | 31 |
| Loan quality | 60 | 89 (stronger) |
| Earnings | 48 (stronger) | 28 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 45th | 19th |
| Total assets | $107.9M | $111.0M |
| Deposits / shares | $93.8M | $101.7M |
| Capital ratio | 11.60% (stronger) | 8.08% |
| Problem loans | 1.21% | 0.32% (stronger) |
| Net charge-offs | 0.22% | 0.14% (stronger) |
| Return on assets | 0.69% (stronger) | 0.20% |
| Loans ÷ deposits | 53.4% (stronger) | 77.8% |
| Uninsured deposits | 3.7% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Area Credit Union has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bay Area Credit Union leads on 4 and Friends and Family Credit Union Inc on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.