TellerScore

Friends and Family Credit Union Inc (NCUA charter #96750) is based in Massillon, Ohio. Its Q2 2026 call report shows $111.0M in total assets and $101.7M in member shares and deposits and 3 offices.

Friends and Family Credit Union Inc has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 153rd. Problem-loan coverage contributes the most (94/100, 2.8%); earnings contributes the least (28/100, 0.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion31/100
Net worth ratio: 8.08%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.32%
Earnings28/100
Return on assets (annualized): 0.20%
Funding & liquidity82/100
Loans ÷ shares: 77.8% · 0.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.81%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 59).

TellerScore
586061Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202460
Q4 202461
Q1 202560
Q2 202560
Q3 202561
Q4 202559
Q1 202659
Q2 202659
Net worth ratio
7.00%7.57%8.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.76%
Q3 20247.96%
Q4 20247.97%
Q1 20257.84%
Q2 20258.02%
Q3 20258.10%
Q4 20258.14%
Q1 20268.10%
Q2 20268.08%
Delinquent loans (60+ days)
0.20%0.33%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.29%
Q3 20240.23%
Q4 20240.24%
Q1 20250.20%
Q2 20250.20%
Q3 20250.24%
Q4 20250.46%
Q1 20260.35%
Q2 20260.32%
Return on assets
0.20%0.27%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.28%
Q4 20240.34%
Q1 20250.31%
Q2 20250.26%
Q3 20250.27%
Q4 20250.28%
Q1 20260.20%
Q2 20260.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$111.0M8.08%0.32%0.20%77.8%
Q1 202659$110.0M8.10%0.35%0.20%73.2%
Q4 202559$108.9M8.14%0.46%0.28%76.3%
Q3 202561$108.2M8.10%0.24%0.27%77.6%
Q2 202560$108.5M8.02%0.20%0.26%77.3%
Q1 202560$110.0M7.84%0.20%0.31%76.7%
Q4 202461$107.3M7.97%0.24%0.34%79.1%
Q3 202460$106.2M7.96%0.23%0.28%82.0%
Q2 202458$107.9M7.76%0.29%0.26%82.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.08%
4th
Problem loans0.32%
80th
Net charge-offs0.14%
79th
Return on assets0.20%
11th
Loans to deposits77.8%
45th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio2.8%
65th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Riverview Federal Credit UnionCredit union Belpre, OH56 out of 100, Moderate$113.4M9.1%1.54%vs
Ohio Healthcare Federal Credit UnionCredit union Dublin, OH61 out of 100, Moderate$108.2M9.7%0.72%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Bay Area Credit UnionCredit union Oregon, OH68 out of 100, Moderate$107.9M11.6%1.21%vs
Golden Circle Credit UnionCredit union Massillon, OH66 out of 100, Moderate$107.3M15.6%2.24%vs
Hancock Federal Credit UnionCredit union Findlay, OH60 out of 100, Moderate$118.4M8.8%0.58%vs

Deposit insurance

Is my money safe at Friends and Family Credit Union Inc?

Friends and Family Credit Union Inc files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.08%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Friends and Family Credit Union Inc lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Friends and Family Credit Union Inc
Type
Non-federally insured state credit union
NCUA charter #
96750
RSSD ID
746090
Primary regulator
State + NCUA
Headquarters
3920 Erie St. S, Massillon, OH 44646
Employees
24

Quick answers

Friends and Family Credit Union Inc: common questions

Is Friends and Family Credit Union Inc NCUA insured?

Friends and Family Credit Union Inc files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Friends and Family Credit Union Inc's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Friends and Family Credit Union Inc have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Massillon

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Summit Federal Credit UnionCredit union Akron, OH86 out of 100, Very strong$59.2M15.6%0.56%vs