Side-by-side · Q2 2026 data
Bayonne City Employees Federal Credit Union vs N. J. Latvian Federal Credit Union
Credit union
Bayonne City Employees Federal Credit Union
Bayonne, New Jersey · Under $100 million in assets
Credit union
N. J. Latvian Federal Credit Union
Freehold, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Bayonne City Employees Federal Credit Union | N. J. Latvian Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 41 |
| Earnings | 19 (stronger) | 6 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 62nd | 32nd |
| Total assets | $3.9M | $4.7M |
| Deposits / shares | $2.8M | $4.1M |
| Capital ratio | 28.55% (stronger) | 16.36% |
| Problem loans | 0.31% (stronger) | 1.76% |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | -0.03% (stronger) | -0.34% |
| Loans ÷ deposits | 77.3% | 8.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bayonne City Employees Federal Credit Union has the higher TellerScore (79 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Bayonne City Employees Federal Credit Union leads on 4 and N. J. Latvian Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.