Headquartered in Bayonne, New Jersey, Bayonne City Employees Federal Credit Union is a federal credit union with $3.9M in total assets and $2.8M in member shares and deposits as of Q2 2026. Its charter dates back to 1949.
Bayonne City Employees Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 26th. Capital cushion contributes the most (100/100, 28.55%); earnings contributes the least (19/100, -0.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (71 → 79), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 70 |
| Q4 2024 | 70 |
| Q1 2025 | 69 |
| Q2 2025 | 71 |
| Q3 2025 | 71 |
| Q4 2025 | 72 |
| Q1 2026 | 74 |
| Q2 2026 | 79 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 26.21% |
| Q3 2024 | 26.32% |
| Q4 2024 | 27.88% |
| Q1 2025 | 28.21% |
| Q2 2025 | 28.20% |
| Q3 2025 | 28.35% |
| Q4 2025 | 28.66% |
| Q1 2026 | 27.54% |
| Q2 2026 | 28.55% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.34% |
| Q3 2024 | 1.56% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.10% |
| Q2 2025 | 0.87% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.57% |
| Q1 2026 | 1.11% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.05% |
| Q3 2024 | -0.13% |
| Q4 2024 | -0.20% |
| Q1 2025 | -1.52% |
| Q2 2025 | -0.87% |
| Q3 2025 | -0.71% |
| Q4 2025 | -1.00% |
| Q1 2026 | 0.21% |
| Q2 2026 | -0.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $3.9M | 28.55% | 0.31% | -0.03% | 77.3% |
| Q1 2026 | 74 | $4.1M | 27.54% | 1.11% | 0.21% | 75.3% |
| Q4 2025 | 72 | $3.9M | 28.66% | 0.57% | -1.00% | 78.6% |
| Q3 2025 | 71 | $4.0M | 28.35% | 0.80% | -0.71% | 75.4% |
| Q2 2025 | 71 | $4.0M | 28.20% | 0.87% | -0.87% | 69.4% |
| Q1 2025 | 69 | $4.0M | 28.21% | 1.10% | -1.52% | 69.5% |
| Q4 2024 | 70 | $4.1M | 27.88% | 1.47% | -0.20% | 59.3% |
| Q3 2024 | 70 | $4.4M | 26.32% | 1.56% | -0.13% | 50.9% |
| Q2 2024 | 72 | $4.4M | 26.21% | 1.34% | -0.05% | 47.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gaf Linden Employees Federal Credit UnionCredit union Parsippany, NJ | 80 out of 100, Strong | $3.9M | 18.1% | 0.00% | vs |
| Metrex Federal Credit UnionCredit union Kenilworth, NJ | 62 out of 100, Moderate | $3.6M | 36.2% | 2.33% | vs |
| Trenton NJ Firemen Federal Credit UnionCredit union Trenton, NJ | 85 out of 100, Very strong | $4.4M | 18.2% | 0.52% | vs |
| N. J. Latvian Federal Credit UnionCredit union Freehold, NJ | 66 out of 100, Moderate | $4.7M | 16.4% | 1.76% | vs |
| New Community Federal Credit UnionCredit union Newark, NJ | 81 out of 100, Strong | $3.1M | 13.3% | 0.00% | vs |
| Paterson Police Federal Credit UnionCredit union Paterson, NJ | 66 out of 100, Moderate | $4.7M | 19.9% | 2.44% | vs |
Deposit insurance
Is my money safe at Bayonne City Employees Federal Credit Union?
Yes. Bayonne City Employees Federal Credit Union is a federally insured credit union (NCUA charter #6443). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 28.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
Identity & history
Profile
- Legal name
- Bayonne City Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6443
- RSSD ID
- 641887
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- 630 Avenue C, Bayonne, NJ 07002
- Employees
- 2
Quick answers
Bayonne City Employees Federal Credit Union: common questions
Is Bayonne City Employees Federal Credit Union NCUA insured?
Yes. Bayonne City Employees Federal Credit Union is a federally insured credit union (NCUA charter #6443). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bayonne City Employees Federal Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.