Side-by-side · Q2 2026 data
Bayou City Federal Credit Union vs First Priority Credit Union
Credit union
Bayou City Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Bayou City Federal Credit Union | First Priority Credit Union |
|---|---|---|
| TellerScore | 54 | 74 (stronger) |
| Capital cushion | 51 | 67 (stronger) |
| Loan quality | 38 | 59 (stronger) |
| Earnings | 28 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 13th | 49th |
| Total assets | $23.8M | $23.0M |
| Deposits / shares | $21.3M | $20.3M |
| Capital ratio | 10.13% | 11.72% (stronger) |
| Problem loans | 1.85% | 1.24% (stronger) |
| Net charge-offs | 1.08% | -0.32% (stronger) |
| Return on assets | 0.20% | 1.34% (stronger) |
| Loans ÷ deposits | 37.3% (stronger) | 42.6% |
| Uninsured deposits | 2.9% | 2.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Priority Credit Union has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bayou City Federal Credit Union leads on 1 and First Priority Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.